Residency - Residency in Castillo Caleta de Fuste: padron, residencia and passport advice - Castillo Caleta de Fuste forum - Fuerteventura forum in the Canary Islands province of Spain

Join the Castillo Caleta de Fuste forum

Join the Castillo Caleta de Fuste forumMy name's Alex and this is my website all about Castillo Caleta de Fuste in Spain. Register now for free to talk about Residency in Castillo Caleta de Fuste: padron, residencia and passport advice and much more!

Residency

Posted: Thu Mar 16, 2023 9:12am
15 replies206 views5 members subscribed
Sonia62

Posts: 11

Joined: 1 Jul 2022

I have purchased a small property in CDF and have an Irish passport. I have taken early retirement. 

Can I get residency and live in Caleta? 

Dont qualify for golden visaand dont intend to work. Im a single person

Any advise woukd be greatly appreciated 

FuerteventuraNow

Posted: Fri Mar 17, 2023 7:00am

FuerteventuraNow

Helpful member

Posts: 152

82 helpful points

Location: Antigua

Joined: 19 Aug 2021

Posted: Fri Mar 17, 2023 7:00am

As you have an Irish passport you do not need a visa, and residency is applied for at the Police Station in Puerto del Rosario or Gran Tarajal.

In order to apply for residencia you still need to prove you can support yourself both financially and health-wise.  You will also need to first register on the Padron.  You can do that at the Ayuntamiento in Caleta, for which you will need a copy of your escritura.

Currently the financial requirement is a minimum of 7.200,00€.  For health you must have health-insurance equivalent to the state health scheme, ie no restrictions and no excess, and with an insurance company that is recognised by the Spanish Government.

Sonia62

Posted: Fri Mar 17, 2023 10:42am

Sonia62

Original Poster

Posts: 11

Joined: 1 Jul 2022

Posted: Fri Mar 17, 2023 10:42am

FuerteventuraNow wrote on Fri Mar 17, 2023 7:00am:

As you have an Irish passport you do not need a visa, and residency is applied for at the Police Station in Puerto del Rosario or Gran Tarajal.

In order to apply for residencia you still need to prove you can support yourself both financially and health-wise.  You will also need to first register on the Padron.  You can do that at the Ayuntamiento in Caleta, for which you will need a copy of your escritura.
...

...

Currently the financial requirement is a minimum of 7.200,00€.  For health you must have health-insurance equivalent to the state health scheme, ie no restrictions and no excess, and with an insurance company that is recognised by the Spanish Government.

Thank you so much for your guidance... I hope I dont appear silly but the euro 7,200 is that the amount tjat must be in a bank account or isbthat thr amount i would need to be paying in each month. 

FuerteventuraNow

Posted: Fri Mar 17, 2023 11:25am

FuerteventuraNow

Helpful member

Posts: 152

82 helpful points

Location: Antigua

Joined: 19 Aug 2021

Posted: Fri Mar 17, 2023 11:25am

Sonia62 wrote on Fri Mar 17, 2023 10:42am:

Thank you so much for your guidance... I hope I dont appear silly but the euro 7,200 is that the amount tjat must be in a bank account or isbthat thr amount i would need to be paying in each month. 

Of course you don't appear silly :)

That is the amount that needs to be in bank account, so you can just have a copy of a bank statement. You do not need to show an income amount.

Always advisable to have more in, so as much as you can would be good.  Once you have your residencia you don't need to prove it again.

Sonia62

Posted: Fri Mar 17, 2023 11:33am

Sonia62

Original Poster

Posts: 11

Joined: 1 Jul 2022

Posted: Fri Mar 17, 2023 11:33am

FuerteventuraNow wrote on Fri Mar 17, 2023 11:25am:

Of course you don't appear silly :)

That is the amount that needs to be in bank account, so you can just have a copy of a bank statement. You do not need to show an income amount.

Always advisable to have more in, so as much as you can would be good.  Once you have your residencia you don't need to prove it again.

Thankyou so much you have been very helpful. With becoming a reaident will it have any benefits for me... ie atm i have to pay 40euro a quarter to have a bank account etc 

Advertisement - posts continue below

FuerteventuraNow

Posted: Fri Mar 17, 2023 1:21pm

FuerteventuraNow

Helpful member

Posts: 152

82 helpful points

Location: Antigua

Joined: 19 Aug 2021

Posted: Fri Mar 17, 2023 1:21pm

As a resident you will not have such high bank charges, indeed if you pick your bank carefully you won't have any.  For instance, we have an online account with BBVA and have no charges or restrictions.  Some banks state free banking provided you pay in a certain amount every month, BBVA online account does not have that restriction.

Also as a non-resident, you have to pay a further annual tax on your property.  As a resident you will not have that.

Of course you will have to pay your income tax in Spain. After your first year of residency here you will have to submit a tax form declaring all your world-wide assets.  After that it will be dependent upon your income and where it is from.  For instance, I have a UK state pension and although I have to declare my income every year I do not earn enough to have to pay tax.  For tax questions I really advise you to seek an asesoria (accountant) as it can be a minefield!  But I also warn you that to be an asesoria there is no obligation to be experienced or qualified, so you must be careful when finding one!!

billbee

Posted: Sun Mar 19, 2023 9:38pm

Posts: 24

3 helpful points

Location: Fuertuventura

Joined: 26 Feb 2023

Posted: Sun Mar 19, 2023 9:38pm

Sonia62 wrote on Fri Mar 17, 2023 11:33am:

Thankyou so much you have been very helpful. With becoming a reaident will it have any benefits for me... ie atm i have to pay 40euro a quarter to have a bank account etc 

Hi Billy here also from Ireland I will be retiring to the island in October I will be buying a property I do not intend to pay any bank charges I will use a Starling or Wise or a Revolut Account. There are some  forums relating to this save your money and check them out 

Best of luck with your move 

Billy 

Tara Co Meath 

From Monaghan originally 

Sonia62

Posted: Sun Mar 19, 2023 11:57pm

Sonia62

Original Poster

Posts: 11

Joined: 1 Jul 2022

Posted: Sun Mar 19, 2023 11:57pm

billbee wrote on Sun Mar 19, 2023 9:38pm:

Hi Billy here also from Ireland I will be retiring to the island in October I will be buying a property I do not intend to pay any bank charges I will use a Starling or Wise or a Revolut Account. There are some  forums relating to this save your money and check them out 

Best of luck with your move ...

...

Billy 

Tara Co Meath 

From Monaghan originally 

Tks Billy.... I have a starling account but wanted to have an account that i can set up direct debits from to pay Internet, community fees. Etc. 

Goid luck with your move

Sonia 

billbee

Posted: Mon Mar 20, 2023 7:26am

Posts: 24

3 helpful points

Location: Fuertuventura

Joined: 26 Feb 2023

Posted: Mon Mar 20, 2023 7:26am

Sonia62 wrote on Sun Mar 19, 2023 11:57pm:

Tks Billy.... I have a starling account but wanted to have an account that i can set up direct debits from to pay Internet, community fees. Etc. 

Goid luck with your move

Sonia 

Hi Sonia 

Thanks for the reply

Slan leat 

Billy 

Sonia62

Posted: Tue Mar 21, 2023 3:10pm

Sonia62

Original Poster

Posts: 11

Joined: 1 Jul 2022

Posted: Tue Mar 21, 2023 3:10pm

FuerteventuraNow wrote on Fri Mar 17, 2023 1:21pm:

As a resident you will not have such high bank charges, indeed if you pick your bank carefully you won't have any.  For instance, we have an online account with BBVA and have no charges or restrictions.  Some banks state free banking provided you pay in a certain amount every month, BBV...

...A online account does not have that restriction.

Also as a non-resident, you have to pay a further annual tax on your property.  As a resident you will not have that.

Of course you will have to pay your income tax in Spain. After your first year of residency here you will have to submit a tax form declaring all your world-wide assets.  After that it will be dependent upon your income and where it is from.  For instance, I have a UK state pension and although I have to declare my income every year I do not earn enough to have to pay tax.  For tax questions I really advise you to seek an asesoria (accountant) as it can be a minefield!  But I also warn you that to be an asesoria there is no obligation to be experienced or qualified, so you must be careful when finding one!!

HI, I was just wondering if I open an account with BBVA and I say you referred me, do you get some money for the referral?  If you do, I would like to do this for you; you have been very kind in helping me.

Sign up for free or login to reply to this topic

Want to reply to this topic? Login or register for free to post your message:

Find more Padron, residencia and passport advice topics from a particular area:


Register for free!

Login to your account

Advertise your business here
Advertise your property
Help with my computer